LOAN FUNDING STRUCTURE

                                2009

In providing funding for viable projects, we have developed a mechanism to satisfy the process that is applicable to all the Borrowers, irrespective of location. This system requires all loan application to have a Collateral support for their loan, in the form of a Bank Guarantee or Standby letter of Credit (depending upon location), that satisfies the Funders’ requirement. This process is expeditious and productive. The BG / SBLC will act as the primary and only collateral support for the project until funding is completed. The minimum application value is Fifteen Million Dollars in United States Currency. These Instruments MUST be issued by Top Banks and, or, credible Financial Institutions.

We are available to consult with potential borrowers in the procurement of acceptable financial instruments used as collateral for your loan. 

In this process it is necessary for the Borrower to indicate their acceptance of our "Letter of Offer" in writing and indicate their intent and ability to procure the Collateral Instrument. Next a time sensitive "Funding Agreement" is sent to the borrower, at which time it is signed and returned. This must be accompanied by a Bank Capability Letter stating (RWA) Ready, Willing, Able, to produce the required collateral instrument which must be sent to the funding facility via Swift Wire Transfer within 3 Banking days of receipt of the Funding Agreement. Funding of the project is done in draws as per the Use Of Funds Statement that the borrower provides when requested. Funding begins within 25 banking days of receipt of the collateral instrument.  

The process outlined above represents the mechanism employed to providing long term funding for viable projects, both domestic and international. There is no risk to the Borrower, since the borrowers bank holds the funds backing the collateral instrument and the instrument has no value untill 366 days (Upon Maturity). The Financial instrument will be released back to the borrowers issuing bank, unencumbered, prior to the scheduled maturity date. 

This Process Provides a 100% LTV Loan.

At this point we are operational and we are accepting application on viable projects. This is the ONLY process that will be entertained on any Funding application.

All applications must come with a fully developed Business Plan.  The only exception to this rule is for fully established businesses. In the case of fully established business we will accept an Executive Summary, along with a Detailed Use of Funds Statement and all the other prerequisites.

Side Notes

1. There are no free rides. You must have the ability to provide your own collateral instrument. Borrowed funds can be used to pay the cost, but we must know this in advance.

2. Most Banks and or Lending institutions are now requiring a minimum of 35% of your loan value, to be deposited with them before they are willing to put forward their 65% LTV loan.

3. Our requirement for your collateral instrument is 6.5% of the total  loan amount that you are requesting.  Please see the example loan request below  @ (#8)

4. No Lender in this day and age is going to make a 1 time payment for your loan proceeds. The same applies with our funding, loan proceeds are disbursed over a set period of time, according to your use of funds statement. No Exceptions.

5. We are not about wasting your time and we can perform right through to closing methodically on each and every loan request. So Please respect our time by knowing the information on this page as not to waste our time.

7. If you have questions, please do contact us from the contact info on the next page, but please make sure you have a fair understanding of ALL the information that is on this page....

8.  Example; Loan requested is 100 Million Total. To fiqure out the face value of your collateral instrument that is needed, take 100M X 6.5% = $6,500,000.00 face value of your BG / SBLC for your 100M loan.